In recent years, more and more companies and financial institutions are offering investment promises. But what you need to watch out for is that not all investments are true and legal.
As of June 5, 2021, the Investment Alert Task Force (SWI) found 26 unlicensed business activities that have the potential to harm the public through the lure of investment. The fraudulent investment entities that were discontinued by SWI included the following categories:
- 11 money mame
- 3 unauthorized cryptocurrency investments
- 1 provider of unlicensed payment systems
- 2 unlicensed financing providers
- 9 other activities.
So, don’t let you experience being cheated by an illegal investment financial institution, okay? Here are 7 characteristics of fraudulent investments that you should know so that it is easy to recognize which investments are right and which ones are fake.
1. Never be tempted by high interest
Why? Because logically, the high interest rate is unreasonable. Make bank interest as a benchmark for investment interest. If someone offers one percent interest per day, then maybe you are being offered a fake investment.
2. Offered online, not through TV advertisements, radio or other broadcast media
You need to be suspicious that he shows investment through on line whose source is not clear. If this is the case, what you need to ask next is, “Where is the office and the physical condition of this investment?” He still can’t pinpoint where, it could be that you’re transacting with ghost investments.
3. The investment model member get member
They say it’s an investment, but after that I was told to invite friends so I can do it member get member. Just think about it, if it’s a community system, the funds that are played are for fellow community members. So where does the profit come from? From the entry of new members of course.
Also read: For those of you in your 20s, these are 6 profitable investment options that you can try
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4. Get a bonus if you can recruit new members
Like member get memberOf course, the bonus money is obtained from the new person. It should be noted that there is no investment with a model like this.
There is no investment that immediately gives a bonus once you join. Even the benefits of the investment can only be felt after approximately two years running. So it’s not really possible to get a bonus up front, right?
5. Investment with a model, there are goods for sale, but the price is not reasonable
Try it, you are told to buy flip-flops, but the price is Rp. 450 thousand. Do you want it or not? Therefore, if there are investments that offer goods, you need to crosscheck. Look around you, whether the price is really that much, cheaper or maybe much more expensive.
6. Can’t explain properly how to manage the investment
If the people you meet often say the word “just like this, or I’ll ask you later” then you need to think about that. Just imagine, he just can’t properly and confidently explain how to invest. How, for example, will he manage your investment?
7. They say it’s risk free…
Well you know, who wouldn’t be interested in being offered like this. But think again, which investment has no risk? Even in the bank there are risks, in insurance you are also offered low, medium or high risk. Because to be honest, in business there is high risk, high return. So if there is no risk, it’s called public deception.
Those are 7 characteristics of fraudulent investments that you should know so as not to be easily fooled by illegal investment financial institutions. You need to pay close attention to the investment selection and not from one side only. Remember, this is your money that will be paid to him every month. This is your money too which you will receive after a few years. Don’t let your future be ruined just because of a stupid investment.
Also Read: Because Salary Is Not Enough, 9 Benefits Of Investment For Young People That You Need To Know!